Altio is an AI that autonomously manages your taxes, social security, currency, and permits between France and Switzerland. No more spreadsheets. No more CHF 1,500 fiduciary bills. Just one agent that runs your admin while you work.
French income tax + Swiss withholding tax. Different deadlines, different forms, different rules per canton. One mistake costs you thousands.
The healthcare decision alone can save or cost you CHF 5,000/year. Most people pick wrong because nobody explains it clearly.
Paid in CHF, mortgage in EUR. You're running a personal FX desk without the tools. Every month, money evaporates in bad rates.
G permit renewals, attestation de résidence fiscale, quasi-résident status. Miss a deadline and your employer gets a letter from OCPM.
Altio doesn't give you advice. It does the work. Autonomously. Like having a Swiss fiduciary and a French comptable that never sleep.
Monitors your situation continuously. Flags quasi-résident eligibility, tracks deductions across both countries, and prepares filings before deadlines hit.
Analyzes your family situation, income, and health needs. Recommends LAMal or CMU with actual numbers, not generic advice. Reviews annually as your life changes.
Tracks CHF/EUR movements, alerts you on favorable rates, and suggests optimal transfer timing. Stops the silent bleed of bad conversions.
| Task | Fiduciary | Altio |
|---|---|---|
| Tax filing (2 countries) | CHF 800-2,000/yr | Included |
| LAMal vs CMU analysis | 30-min call, once | Continuous, re-evaluated yearly |
| Currency optimization | Not offered | Monitored 24/7 |
| Permit tracking | Not offered | Alerts before deadlines |
| Proactive alerts | None | Real-time monitoring |
Altio is building the financial backbone for every frontalier. Starting with Geneva. Then every border in Europe.